[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero Section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_fullwidth_header title=”Assessorament financer” subhead=”La import\u00e0ncia de la cancel\u00b7laci\u00f3 registral de la hipoteca” text_orientation=”right” background_overlay_color=”rgba(0,0,0,0.4)” content_max_width=”550px” _builder_version=”4.20.4″ title_font=”Poppins|700||on|||||” title_text_color=”#FAA723″ title_font_size=”14px” title_letter_spacing=”2px” title_line_height=”1.8em” subhead_font=”Playfair Display|700||on|||||” subhead_font_size=”46px” subhead_line_height=”1.4em” background_color=”rgba(255, 255, 255, 0)” background_image=”https:\/\/agorasistemes.es\/wp-content\/uploads\/2023\/03\/liberacion-1080×675-1.jpg” parallax=”on” parallax_method=”on” custom_button_one=”on” button_one_border_width=”1px” button_one_border_color=”rgba(255,255,255,0.3)” button_one_border_radius=”0px” button_one_letter_spacing=”1px” button_one_font=”Saira Extra 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button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”rgba(0,0,0,0)” button_two_bg_color__hover_enabled=”on” button_two_bg_color__hover=”rgba(0,0,0,0)” sticky_enabled=”0″][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Free Consultation” _builder_version=”4.16″ custom_padding=”0px|0px|0px|0px||” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Gestoria i Assessoria en Intermediaci\u00f3 Financera” button_url=”https:\/\/agorasistemes.es\/ca\/gestoria-i-assessoria-dempreses-area-dassessorament-i-intermediacio-financera\/” button_text=”Accedir” _builder_version=”4.20.2″ header_font=”Poppins|700||on|||||” header_text_color=”#FAA723″ header_font_size=”14px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”Playfair Display|700||on|||||” body_text_color=”#4E4F51″ body_font_size=”28px” body_line_height=”1.4em” background_color=”#ffffff” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”#83161C” button_border_width=”0px” button_border_radius=”0px” button_letter_spacing=”1px” button_font=”Saira Extra Condensed|600||on|||||” button_use_icon=”off” custom_margin=”-200px|||” custom_padding=”10%||10%|” animation_style=”flip” animation_direction=”left” animation_starting_opacity=”100%” box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.2)” button_border_radius_hover=”1px” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”on” button_border_radius__hover=”1px” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]Negociem condicions en finan\u00e7ament[\/et_pb_cta][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Introduction” _builder_version=”4.16″ custom_margin=”|||” custom_padding=”44px|0px|44px|0px|true|” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.16″ animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#FAA723″ header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#FAA723″ divider_weight=”2px” _builder_version=”4.20.2″ max_width=”60px” module_alignment=”left” height=”2px” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.4″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” max_width=”550px” global_colors_info=”{}”]<\/p>\n
Arribat el moment del pagament de la darrera quota de la hipoteca pot semblar que tot ha acabat, que ja hem saldat el nostre deute hipotecari i que ja podem despreocupar-nos de tot all\u00f2 relacionat amb el pr\u00e9stec que dev\u00edem al banc.<\/p>\n
Un aspecte molt important que no acostumem a tenir en compte \u00e9s que, un cop finalitzat el pagament de la hipoteca, haurem de procedir a cancel\u00b7lar-la registralment.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/agorasistemes.es\/wp-content\/uploads\/2023\/04\/hipoteca-casa-llaves.jpg” title_text=”hipoteca-casa-llaves” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.20.4″ animation_style=”fade” box_shadow_style=”preset4″ box_shadow_horizontal=”-80px” box_shadow_vertical=”50px” box_shadow_color=”rgba(12,12,12,0.03)” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Problem and Solution” _builder_version=”4.16″ background_color=”#282828″ custom_padding=”100px|0px|100px|0px” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ custom_margin=”2%|||” custom_padding=”|||” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.4″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_2_font=”||||||||” header_3_font=”|700||on|||||” header_3_text_color=”#FAA723″ header_3_font_size=”28px” header_3_letter_spacing=”1px” header_3_line_height=”1.4em” background_layout=”dark” max_width=”550px” global_colors_info=”{}”]Posem que acabem de pagar la hipoteca i volem demanar un pr\u00e9stec bancari per un altre motiu, i que ja no tenim cap deute pendent (ja que ha estat completament satisfet), en cas que no s’hagi realitzat la cancel\u00b7laci\u00f3 registral del pr\u00e9stec hipotecari, a l’hora que les entitats de cr\u00e8dit consultin els diferents registres per verificar si ens concedeixen el pr\u00e9stec constar\u00e0 que encara tenim pr\u00e9stecs amb entitats financeres, fet que pot provocar que no ens ho concedeixin per manca de garanties.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.4″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” header_font=”||||||||” header_2_font=”||||||||” header_3_font=”|700||on|||||” header_3_text_color=”#FAA723″ header_3_font_size=”28px” header_3_letter_spacing=”1px” header_3_line_height=”1.4em” background_layout=”dark” max_width=”550px” global_colors_info=”{}”]Una cosa semblant passa amb els pr\u00e9stecs rebuts de les entitats de finan\u00e7ament de b\u00e9ns mobles (vehicles, electrodom\u00e8stics\u2026), en aquest cas, aquestes entitats afegeixen una cl\u00e0usula als seus contractes coneguda com a reserva de domini, que fa que fins que no s’hagi procedit al pagament de la darrera quota del b\u00e9 finan\u00e7at i cancel\u00b7lat la reserva de domini, no puguem vendre ni donar de baixa el b\u00e9 objecte del contracte.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Quote” _builder_version=”4.16″ background_position=”top_right” custom_margin=”|||” custom_padding=”40px|0px|26px|0px||” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.4″ text_font=”Poppins||||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”2em” header_3_font=”Poppins|700|||||||” header_3_text_color=”#83161C” header_3_font_size=”20px” max_width=”1048px” global_colors_info=”{}”]Amb la cancel\u00b7laci\u00f3 registral ens assegurem que al Registre de la Propietat consta conforme no tenim cap pr\u00e9stec pendent de cancel\u00b7lar, deixem const\u00e0ncia que l’immoble est\u00e0 lliure de c\u00e0rregues.<\/p>\n
Els bancs procedeixen a la cancel\u00b7laci\u00f3 registral de les hipoteques a canvi d’uns costos elevats, aquests costos es poden disminuir si s’acudeix directament a una gestoria, demaneu-nos pressupost.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Contact” module_id=”contacte” _builder_version=”4.20.2″ background_enable_color=”off” background_image=”https:\/\/agorasistemes.es\/wp-content\/uploads\/2023\/03\/consultant-11-1024×548.jpg” custom_margin=”||0px||false|false” custom_padding=”0px|0px|50px|0px|false|false” box_shadow_style=”preset7″ box_shadow_horizontal=”0px” box_shadow_vertical=”80px” box_shadow_color=”#ffffff” global_module=”71″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ custom_padding_last_edited=”on|phone” _builder_version=”4.20.2″ background_color=”#ffffff” custom_margin=”|||” custom_padding=”60px|60px|60px|60px|false|false” custom_padding_tablet=”” custom_padding_phone=”|40px||40px” animation_style=”slide” animation_direction=”bottom” animation_duration=”1500ms” animation_delay=”200ms” animation_intensity_slide=”10%” animation_starting_opacity=”100%” box_shadow_style=”preset3″ box_shadow_vertical=”15px” box_shadow_blur=”80px” box_shadow_color=”rgba(0,0,0,0.2)” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.2″ text_font=”|||on|||||” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”38px” header_2_letter_spacing=”1px” header_2_line_height=”1.4em” header_3_font=”Poppins|700||on|||||” header_3_text_color=”#edbb5f” header_3_font_size=”14px” header_3_letter_spacing=”1px” header_3_line_height=”2em” text_orientation=”center” max_width=”550px” module_alignment=”center” locked=”off” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_contact_form captcha=”off” email=”agora@agorasistemes.es” custom_message=”Hola,||et_pb_line_break_holder||||et_pb_line_break_holder||has rebut un missatge a trav\u00e9s del formulari web, amb les seg\u00fcents dades:||et_pb_line_break_holder||||et_pb_line_break_holder||%%Name%%||et_pb_line_break_holder||%%Email%%||et_pb_line_break_holder||%%Phone%%||et_pb_line_break_holder||%%Area%%||et_pb_line_break_holder||%%Message%%” success_message=”Hem rebut el teu missatge. 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Carrer de Volta, 28, 08224 Terrassa, Barcelona<\/a><\/p>\n [\/et_pb_blurb][et_pb_blurb title=”Contacta'ns” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” image_icon_background_color=”#FAA723″ icon_placement=”left” image_icon_width=”24px” _builder_version=”4.20.2″ header_font=”Poppins|700||on|||||” header_text_color=”rgba(0,0,0,0.4)” header_font_size=”14px” header_letter_spacing=”1px” body_font=”Poppins||||||||” body_text_color=”#000000″ body_letter_spacing=”1px” body_line_height=”1.8em” image_icon_custom_padding=”8px|8px|8px|8px|false|false” text_orientation=”center” custom_margin=”||40px|” animation_style=”zoom” animation_intensity_zoom=”30%” animation=”off” border_style_all=”dashed” border_radii_image=”on|100%|100%|100%|100%” icon_font_size=”24px” use_circle=”on” circle_color=”#edbb5f” locked=”off” global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#83161c” image_icon_background_color__sticky=”#83161c”]<\/p>\n 93 780 00 83<\/a> [\/et_pb_blurb][et_pb_blurb title=”Horari” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” image_icon_background_color=”#FAA723″ icon_placement=”left” image_icon_width=”24px” _builder_version=”4.20.2″ header_font=”Poppins|700||on|||||” header_text_color=”rgba(0,0,0,0.4)” header_font_size=”14px” header_letter_spacing=”1px” body_font=”Poppins||||||||” body_text_color=”#4E4F51″ body_letter_spacing=”1px” body_line_height=”1.8em” image_icon_custom_padding=”8px|8px|8px|8px|false|false” text_orientation=”center” custom_margin=”||40px|” animation_style=”zoom” animation_intensity_zoom=”30%” animation=”off” border_style_all=”dashed” border_radii_image=”on|100%|100%|100%|100%” icon_font_size=”24px” use_circle=”on” circle_color=”#edbb5f” locked=”off” global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#83161c” image_icon_background_color__sticky=”#83161c”]<\/p>\n De dilluns a divendres de 8am a 17pm.<\/p>\n [\/et_pb_blurb][et_pb_social_media_follow 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banc.<\/p>\n","protected":false},"author":2,"featured_media":1082,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[77],"tags":[],"class_list":["post-1402","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestoria-i-assessoria-intemediacio-financera"],"_links":{"self":[{"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/posts\/1402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/comments?post=1402"}],"version-history":[{"count":2,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/posts\/1402\/revisions"}],"predecessor-version":[{"id":1404,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/posts\/1402\/revisions\/1404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/media\/1082"}],"wp:attachment":[{"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/media?parent=1402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/categories?post=1402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agorasistemes.es\/ca\/wp-json\/wp\/v2\/tags?post=1402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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